CHARTER LIABILITY MARINE INSURANCE

Yacht chartering is the practice of renting, or chartering, a sailboat or motor yacht and traveling to various coastal or island destinations. This is usually a vacation activity, but it also can be a corporate event.

There are two main kinds of charter: bareboat and crewed. Bareboat charters involve a person renting a boat or cabin and skippering it themselves if they are renting the whole yacht. The other way is gathering up a group and renting the yacht with them. Most bareboat companies also offer courses to teach basic seamanship and prepare people for bareboat chartering. These companies also sometimes provide skippered charters, meaning that boat comes with a skipper but no additional crew.

Crewed charter means the yacht comes with a crew. This can be anything from a 35-foot boat with a husband-and-wife team serving as captain and chef to a 300-foot boat with a squad of 30 or more crew members including stewardesses, engineers, mates, deckhands, scuba dive masters, and the like.

TYPES

There are also two sub categories of yacht charters:

1. Un-inspected passenger yachts. Also known as 6-packs which are so named because they carry only six or fewer passengers. All captains start out by getting their "six-pack" licence.

6-pack yachts are great for smaller groups of six or less, and these yachts have a variety of types and sizes. For example, six packs can be sailing yachts, fishing boats, or power yachts and anything in between. While this type of charter is the least expensive of the two, you will still need a licensed captain, or skipper with you at all times. On six-pack charters you can choose your menue and the type of cruise you wish to take be it bay sailing or an ocean voyage.

2. Inspected passenger ships. Inspected charters are designed to carry groups larger than six passengers. These charter vessels can range from large sailing yachts to dinner cruise ships. These charters are designed to carry up to several hundred passengers. Inspected vessels can offer many different features that an un-inspected passenger yacht can not. Features like catering, live music, or a DJ are available on these larger ships.

Several factors determine the cost of a charter, including the size of the yacht, its age, its pedigree, the number of crew, and the destination. The worldwide range of charter prices (per person per week) is estimated to be from $1000 up to and in excess of $20,000.

Megayacht or Superyacht that are over 150-foot to 300-foot is estimated respectively to be from $ 45,000 up to $ 700,000 (per week)

Skippered charter

Skippered charter mean that the yacht is rented with a professional crew consisting of a skipper/captain who is responsible for the maneuvering of the yacht. In several cases the skipper is aided by other crew members as well.

Skippered charter is normally used for larger yachts for which a skipper/captain with documented special nautical skills and experience is required.

An example of skippered charter is the so-called "Blue Cruises" that operated with different gulets, a type of yachts that have been built in Turkey for several hundred years. There are many such gulets used for skippered charter also in Croatia.

**Marine & Boat Insurance Providers Table**
Company	Type of Insurance	Website
24 hour dinghy insurance	Dinghy & Sailboard Insurance Immediate insurance premiums displayed by clicking onto the class of craft.	24 hour dinghy insurance
ABG	We've teamed up with Boatinsure.co.uk to provide our clients with a competitive online marine quote: DINGHY, SPEED BOAT, SMALL YACHT, CABIN CRUISER.	ABG
Affinity Insurance Brokers	Official Brokers to the Irish Sailing Association. Affinity Insurance Brokers, the premier source for insurance coverage and risk management advice for Ireland's sailing and fishing communities.	Affinity
Amilcroft	Cargo INSURANCE. Take advantage of capacity and services through the London market and other specialist insurers. Our arrangements include insurers able to write surplus lines in most of North America.	Amilcroft
Arden Insurance	Arden Insurance Services are able to arrange cover on all craft from the smallest of dinghies to the largest ocean going vessels. Discounts are also available for: RYA Qualifications, Policy excesses up to 1,000GBP, Craft in Marina Berths, Craft with alarms. Many of our standard policies include: Third Party Liability up to 2,000,000GBP, 12 Months in commission cover, Underwater Machinery Damage, Protected No Claims Bonus, Road Transit Cover, Legal Protection Cover.	Arden Insurance
Edwards & Associates	We offer marine insurance to cover pleasure boats such as yachts and cabin cruisers, as well as larger private boats. Whether you are looking for personal or commercial marine insurance, we have a large base of insurers who we use to make sure that you get the best possible deal: Personal and Commercial Marine Insurance.	Edwards & Associates
BC-Marine Inurance	Set the right course to solve your Marine Insurance Requirements. Marine Craft Insurance, Legal Protection, Foreign Travel, Boat SalesAccident & Medical, Loss Of Earnings, Marine Finance, Marine Tradesmen, Crew Liability, Instalment Plans, Boat Builders & Repairers, Public Liability, Recovery & Assistance, Product Liability. UK, Ireland, Scotland, Wales & the EU.	BC-Marine Inurance
Bishops	We have particular expertise in the following: International Marine, Cargo, Inland Goods in Transit, Hauliers Liability, Freight Forwarders Liability.	Bishops plc
Alfred Blackmore	Alfred Blackmore Group Ltd UK insurance broker specialising in bloodstock, classic car, construction, financial services, healthcare, international motor, marine, professional indemnity, reinsurance and special accident.	Alfred Blackmore
Blythin & Brown	Loughborough brokers provide online quotes for marine insurance, and also offer a full range of financial advice.	Blythin & Brown
Boatinsure	Marine insurance underwritten by Lloyd's of London. Discover what is covered by the policies, read the FAQs, get an online quote or claim online.	Boatinsure
Business.Insurance-Site.co.uk	Covers most commercial risks in the following industries: manufacture, motor trade, haulage supply, farms, shops, offices, clubs, pubs, hotels and marine (ONLINE APPLICATION FORM).	Business.Insurance-Site.co.uk
Craftinsure	German marine insurer provides boat-insurance services throughout Europe. Select a boat type, get a quick quote, and track a claim. 20% internet purchase discount.	Craftinsure
Newton Crum	Dinghy - Narrowboat - Motorboat - Sailboard- Yacht - Marine Insurance. FREE INSURANCE QUOTATIONS no charge or obligation. Dinghy Insurance, Sailboard Insurance, Inland Waterways Insurance, Yacht - Motorboat - Speedboat Insurance, Stolen Boat List.	Newton Crum
Engine Breakdown Cover Ltd.	Offers unique insurance policies for marine in-board engines.	Engine Breakdown Cover
Fairmont Insurance Services	Super Yacht Insurance for yachts in excess of $1 Million to over $125 Million. Coverage includes Liability, Loss of Charter, and Crew Personal Accident and Medical.	Fairmontinsure
Lucas Fettes & Partners	Marine Insurance: Hull and accessories of a vessel, passengers and worldwide cargo movements.	Lucas Fettes
Navigators and General	Navigators and General has been at the forefront of yacht and motorboat insurance since 1921 and has been the market leader in this field for over 70 years. Navigators & General is part of the Zurich Financial Services Group and Financial Ombudsman Service, providing policyholders with world-class security. Today, Navigators provides cover for vessels with a total value in excess of £750,000,000. Underwriting insurance for all types of leisure craft, from dinghies to £5,000,000 vessels, has provided us with the breadth of experience to understand even the most individual requirements.	Navigators and General
Giles Insurance Brokers	Marine Insurance. Dinghy, Power Boat, Yacht, Cabin Cruiser, Jet Ski, Charter Boat, Commercial Fishing Boat, Yacht Yard	Giles Insurance Brokers
SHW Group	Marine Cargo Insurance. Cover is arranged with specialist insurers and the individual policies are written to suit your business requirements including if required Warehousing for distribution during export or import.	SHW Group
LONHAM GROUP LTD	Freight legal liability for both UK and international domiciled companies. Freight legal liability insurance, Cargo insurance, Charterer's Liability insurance. Delegated authority to deal with claims matters relating to marine insurance.	Lonham Group
Mardon Marine Insurance Brokers	boat-insurance.co.uk and yacht-insurance.co.uk are the websites of Mardon Marine and maritime Underwriting Agencies Ltd. (Including Maritime Underwriting Agencies Ltd)	Mardon Marine
Noble Marine	Noble Marine are specialist insurance brokers dealing with all classes Yacht insurance, rowing insurance, laser class, dinghy insurance, sailboard insurance.	Noble Marine
Rob, Perry Marine	Need Insurance? We are agents for one of the most competitive insurance brokers in the country who specialise in marine insurance.	Rob, Perry Marine
Pendleton May	We operate a scheme for the insurance of yachts, motor boats and small craft. Our expertise, experience and number of clients insuring their boats enables us to provide you with wide cover at competitive cost. Try us by completing our form.	Pendleton May
Terra Nova	Terra Nova Protection & Indemnity provides fixed premium P&I cover for the Owner / Manager / Charterers of commercial ships operating in domestic, coastwise or short-sea trades.	Terra Nova
Oban Insurance Centre	Read about the insurance schemes covering marine, holidays, business, motoring and agriculture. Offers an online quote system.	Oban Insurance
B Portwood & Co.Ltd	Marine and boat insurance. On-line insurance rates are provided for dinghies, canoes, sailboards, small craft, inflatables, speedboats, yachts and motorboats for use in the uk and in Western Europe for up to 60 days.	Portwood
Alexander Brooks & Stevens Ltd	Marine Insurance providers	Alexander Brooks & Stevens
Graham Sykes Insurance	Graham Sykes Insurance insure a variety of boats. Our polices cover you for use on inland and costal waterways between May and September. Smaller craft usually have to be laid up ashore over the winter months. For larger vessels we can provide cover for them all year round. For the water skiers out there we can usually extend your policy to include liability for towing water skiers.	Graham Sykes
Craig & Suttar	In most cases we can provide all risks cover including third party liability for you and your craft. Polices cover you for use on inland and costal waterways between May and September. For the waterskiers out there we can usually extend your policy to include liability for towing waterskiers. In some case we can add your boat onto your house contents insurance which is sometimes cheaper.	Craig & Suttar
Tyser (UK) Ltd	Marine and boat Insurance	Tyser (UK) Ltd
Yachtsman Marine Insurance Ireland	Yachtsman Marine Insurance Ireland. Sports boats, Yacht cruisers, motor cruisers. We offer yachtsmen an exceptional insurance package at a highly competitive price. We are constantly reviewing our policy wording to provide the most up to date terms and conditions to ensure that our clients have the most appropriate cover.	Yachtsman Insurance

Meeting Your Needs

Offering a range of services to most business sectors the providers below specialise in insurance design, risk placing and risk management for UK and international concerns.

They have considerable experience in the development of solutions for both Marine and Commercial risks. With access to Lloyds of London and a range of ABI registered Insurers they can secure the most competitive premiums and terms. All of the above is a very good reason to click through from us to obtain your online quotation, and it doesn't cost you a penny more to do so.